BUY / REFINANCE

Realize your dreams

Your dreams are unique and so is your home loan.
Rely on us for expert guidance.

Purchasing

First-time home buyers
Self-employed
Seniors

Veterans
Pets (we treat them like they’re part of the family)

Need flexibility due to mortgage history or credit history?

Refinancing

Put your home’s equity to work.

We have too many programs to list.

A professional will go through all American Home Loans' programs based on your needs.

Reach out to us

Some of our available programs

Types of Loans

Interest only
Investment property loans
USDA
Jumbo

Available options loans
VA
Conventional

Qualifying Options

Interest only loans
40-year loans
HELOC and fixed
DSCR loans
Interest only
P&L investment property up to $ 6 million with P&L only

ARMS 5 & 7
Down payment assist loans
Seconds
Bank statement loans
Multiple units up to 8-units

Program Options

Too many to list, call us: + (800) 566 7688

Conventional

The most popular loan program.
Choose from competitive interest rates to save money.
Terms ranging from 40 years, 30 years, 20 years,15 years,10 years.

FHA

Insured by the federal government.
A loan that’s flexible with a range of FICO scores and smaller downpayments.
Maybe the most affordable loan for a first-time buyer.

VA

For men and women who served in the military.
No money down, low interest rates.
Purchase or build a home, improve and repair a home, or refinance a mortgage.

FIXED

Terms are fixed for the life of the loan.
Offers predictable monthly payments regardless of market conditions.

ADJUSTABLE

Interest rates will fluctuate periodically, based on indicators.
Could be a good fit for homebuyers planning to keep a home for a brief period of time.
Interest rates are typically capped.

JUMBO

A loan for highly priced properties underwritten privately.
A good fit for borrowers with specific needs.

REFINANCE

REVERSE MORTGAGE

Some Additional Programs

Borrowers that have Loan To Value 90% or lower

First time homebuyer, okay!

Loan Amounts to $4 Million
90% LTV to $2 Million
12-or-24 Month Bank Statements

Owner Occupied and Second Home Borrowers

Rural properties, okay!

Loan Amounts to $4 Million
Cash Out to $1 Million
12-or-24 Month Bank Statements

Asset Only

2-4 Units
2 Years Out of BK

Investors

First time investors, okay!

Purchase or refinance
Borrow on projected rental income
Loan amounts to $ 3 million
Up To 80% LTV

You can qualify using:

Bank statements

Use both business and personal bank statements to qualify. Up To 90% LTV!

Full Documentation

Up to 55% DTI as well as Interest Only Programs and Loan Amounts to $3 Million Dollars.

Bank Statements with Asset Assist

Close on debt-to-income? Bank statements plus asset statements can get you there.

Assets Only

Use only assets to qualify without any other proof of income.

Your World * Your Rules * We Comply

We’re waiting … to save you lots of money and put a smile on your face. 😊 We love repeat customers.

Tell Us Your Dreams